chase reconsideration line reddit

Please call us as soon as possible at 1-800-243-6010 Mon-Fri 8am to 10pm EST to discuss your application with a Customer Support Specialist. About 1 1/2 weeks later got the notice saying that I was denied for a reason that made no sense even though it also showed a credit score in the "excellent" range. If it says they'll let you know within 30 days, it means Chase has not processed the application yet. I had her call the re-consideration line at 1-800-945-2006 and explain the situation. Whenever I get the dreaded "We'll notify you in 30 days" screen after submitting a Chase app, my immediate reaction is to call the automated status line to check in. I like this, but I would never call business recon until I got an actual denial letter, even if I had a real business. Like I said I was too impatient to wait. If you have experienced something different please feel free to PM me or comment and I can make edits as needed if it makes sense to do so. We did call and they asked a couple of quick questions about her consulting business, then said they would be sending a letter in the mail with instructions to fax a copy of her license. And belated thanks to my girlfriend fiance wife for the design help. They usually just want you to send proof of income. Thanks everyone for the help. I have an equifax score of 750 and expected that the chances were pretty good for getting approved. The Chase reconsideration line is your opportunity to plead your case and try to convince Chase to approve your credit card applications and even overturn rejections. 1-888-270-2127 (personal cards) 1-800-453-9719 (business cards) American Express Credit Card Reconsideration. I have spent hours and can't find it. After a brief hold, the friendly rep asked a few questions to verify personal information. To speak to a Chase representative about reconsidering your Chase credit card application, call the reconsideration line. Eh, I've gone through Chase business recon 3 or 4 times now, it's not that bad if you have a plan. Good story, but make sure you actually look up the number yourself. After submitting the application online, I got a message saying that they could not approve the application. The Chase Reconsideration Line is a phone number you can call in hopes of having an application denial overturned. *Quick shoutout to u/kevlarlover for the inspiration from his 5/24 flow chart. I then mentioned my recent application. Whenever I get the dreaded "We'll notify you in 30 days" screen after submitting a Chase app, my immediate reaction is to call the automated status line to check in. The business hours are 8am to 5pm EST, M-F. EST. Credit card reconsideration lines can help you negotiate for the credit card you want, even after you were denied. Even for issuers which are receptive to reconsideration, what you state in the way and your call you state it might make a difference. Please contact the moderators of this subreddit if you have any questions or concerns. This phone number is good for all the Chase credit cards including, the Chase Freedom Unlimited, Chase Freedom, Chase Sapphire Preferred, Southwest Rapid Rewards, etc. My wife received this letter the other day as well. 86% Upvoted. By using our Services or clicking I agree, you agree to our use of cookies. If you have more information, like the specific scoring method being used (Ex: VantageScore, Fico 4, Fico 9, etc) that will also be helpful. I know they aren't supposed to, but I think I heard of a few random times it has. Don't just believe any number that shows up on Reddit. hide. Reconsideration line phone number: 888-270-2127 . The Chase reconsideration line is a special phone line you call that offers you a chance to persuade a Chase representative to overturn a rejection or denied credit card application. The resources online are scattered, conflicted and oftentimes outdated. Might need some type of proof so people believe you but yes there would definitely be a lot of interest. Hopeful to get the denial overturned upon appeal, I called into the Chase reconsideration line. The Chase 5/24 Rule. Chase Reconsideration Line – You do have to telephone reconsideration. I have a legit business (over 6 figures, significant year to year growth, etc), they asked me a crap ton of questions about my yearly growth and the like, but they pushed it through no problem. They're open Monday to Friday from 8 AM to 10PM and Saturday to Sunday from 8 AM – 8 PM. Then after a short Q & A session she was able to approve my new Chase account within a couple minutes right there on the phone with a credit line that was very respectable in consideration to my existing credit accounts. No reason not to wait it out. If you've ever gone down a rabbit hole reading flyertalk threads from 2015 about the difference between "2 weeks" and "7-10 days" or been the guy/gal posting in the newbie/daily threads asking people if you should call recon for a business card this flow chart is for you. Keep in mind that if you get denied because of the Chase 5/24 rule it will be difficult to get Chase to reconsider. The phone number is 1-888-270-2127 and the hours of operation are usually: 7am to 10pm EST Monday through Friday However, if the message says two weeks, this typically means you're approved. Our Story With the Chase Reconsideration Line. So if you’re ever “pending” on a Chase application, calling the reconsideration line at 888-245-0625 is a great way to move things along and improve your odds of approval. These are some of the steps you can take to be ready to make the call. For the Chase business credit card, the reconsideration phone number line is 800-453-9719. It’s best to call within 30 days of denial, or you may have to submit a brand new application. Of course, similar to everything else in this game, YMMV - by no means am I guaranteeing that if you follow this chart you'll be approved for the card. To contact a representative for reconsideration of a Chase credit card application, you can use the reconsideration line. There might be a few reasons why you were denied a credit card. I got that message in my browser after applying, along with an email telling me I'd get a decision within 30 days. It’s helpful to know those answers ahead of time. The issue is that number is either hidden on Chases website, or not there! For personal Chase cards, call 1-888-270-2127. The Chase business reconsideration line phone number is: 1-800-453-9719. New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. Press J to jump to the feed. Thank you for your cooperation! follow the 30 days branch. Lesson learned, don't take no for a answer the first time around if you think you deserve the account. I wasn’t present for the call, but she told me the agent was very clear: “You’re score is fine, you have a perfect credit history, but it just isn’t long enough. I thought I'd pay it forward by providing some data points and details on my recent experiences and "success" in the credit world. I was then placed back on hold for him to take a look at my account. Chase Reconsideration Phone Numbers. The reason is that recon is tougher than personal (but not that tough), and it's ideal to get 2 business cards before you start having to call reconsideration to get approval. Press question mark to learn the rest of the keyboard shortcuts. Same. Chase Reconsideration Phone Line / Number for Denied or Pending Applications. 1 year ago. Hey all, I applied for the Chase Sapphire Preferred and got declined. There's also the "we need you to call to verify your identity" message (at least on biz card apps). should I do an AMA? [someone] (https://www.reddit.com/r/churning/comments/64nd4t/i_worked_at_citicardscitibank_a_few_years_ago/) just did one for citi recently...if you were a Chase reconsideration rep yes people would love an AMA. This has accompanied the 30 day and then later 7-10 biz day message. A subreddit for discussing any aspect of credit cards. You can also call the reconsideration line while your application is pending to help speed up the approval process. Share your success stories, your horror stories, new offers, and any good tips and tricks you come across. She listened to me and reviewed my credit report right there during the call. Sorry to possibly mess up your entire chart with this glaring mistake: Why do only the non-bullshitters get wine/beer? DP: Business recon was annoying but doable. share. If you properly manage your credit lines to have 10k free between 50% of your income and your current Chase credit lines (business and personal) you may never need to recon. You da real MVP. Personal: 1-888-270-2127, open: The first is to call the bank’s reconsideration line and speak to a live human. Can anyone provide a link to the Chase website that shows the reconsideration line number? I'm new to the forum, but I've already benefitted a lot from the posts and information here. Log in or sign up to leave a comment Log In Sign Up. report. New comments cannot be posted and votes cannot be cast. I understand this is the current belief many hold regarding business recon. Reconsideration (Personal): 888-270-2127; Reconsideration (Business): 800-453-9719; To check the status of your Chase credit card application, you can call the general customer service number or dedicated application status line. There are thousands of analysts taking calls for the Chase Reconsideration Line. They're open Monday to Friday from 1PM to 10PM. Learn how this strategy works in our comprehensive guide. I called reconsideration a few times, and on the last call the agent said she’d write a note with my info and have it escalated to a senior manager who will call me next week during business hours. I used to be one of the human recon people at Chase. Lead the call . Chase reconsideration line 1-888-270-2127. To be honest I called business recon thinking it wouldn't be as bad as everyone says and my experience was actually worse than what I read it would be...I almost equate it to bullshitting your way through questions in an interview. It was never mentioned during the call and I forgot to ask but I assume there won't be at this point. It’s an automated line. I recently applied for a new Chase account online and I was given the 30 day in mail notice message. The Chase reconsideration phone number line for Business cards is 1-800-453-9719. save. If you have not done so already, it would be helpful to know what type of score this post is about. Calling a reconsideration line after a credit card denial can give you another chance at approval. Calling The Chase Reconsideration Line. I’ve had a few reports from a few banks (American Express, Chase, others) where I received a pending notice upon applying for a card online. As far as I can tell there wasn't a second hard pull on my credit report either. Call was perfunctory. If your Chase application status is denied or pending, you can call: 888-270-2127 (Personal Cards) – Updated Phone Number; 800-453-9719 (Business Cards) New Chase Reconsideration Phone Number: Chase changed the phone number for personal cards. I waited a couple days and got approved. Chase Ultimate Rewards can be transferred to airlines like Southwest and British Airways, as well as a variety of hotel chains.. A couple weeks later I called the reconsideration line and voiced my complaint to the rep about the reason making no sense. It's the same thing. What to do if you’re denied a credit card. It is important to pay them in full and on time. I am a bot, and this action was performed automatically. Once you make the call, they're going to give you a message. Cookies help us deliver our Services. Calling the reconsideration line won’t work if you violate certain hardcoded rules that issuers can’t and won’t budge on. If your application was denied, you can call the Chase reconsideration line and ask them to reconsider their decision. (800) 548-4593 – General Customer Service and Application Line, automated (800) 903-9177 – Given to me by chat agent (800) 707-0489 – Senior Escalation Account Mgrs. Chase Reconsideration Line Tips [UPDATE] I talked with reconsideration and they approved me! The Chase reconsideration line is the phone number you call to contact a Chase representative if your credit card application. Love it, but just one gripe - if you are applying for an Ink-type business card and are over 5/24 without preapproval, you need an "abandon hope" flow. Chase Credit Card Reconsideration. Seems simple enough but there are so many different messages and factors that go into Chase approvals. The old number 888-245-0625 has been disconnected and … Reconsideration (Personal): 888-270-2127 Chase Reconsideration Line. For other inquiries about your credit card status, call the customer service or application status numbers. What is the Chase reconsideration line? (800) 933-5182 – option 3: application status (800) 889-9939; HT to flyertalk for this information. Chase Reconsideration Line. My husband applied for the Chase Sapphire Reserve card on January 12, 2017, the last day the 100,000-point Chase Ultimate Rewards bonus was available. Chase business reconsideration line phone number. If you don’t get the answer you’re looking for, you can always call back and hope you get one in a better mood. Capital One doesn’t have a dedicated reconsideration line. Link to [Chase Approval Guide] (http://imgur.com/a/oXlPW). In this article, we’ll list a few things to do after receiving a denial, as well as reconsideration lines for a few major card providers. EDIT: Thanks to whoever gilded me! I didn't call and was approved a day later. Please update your post to include whether the score you are asking about is from a FICO source such as myFICO.com or a free score like CreditKarma.com. Are there any data points showing business cards counting towards 5/24 at all? Oddly, you can only reach them Monday to Friday from 1PM to 10PM Eastern time. I keep seeing the Chase reconsideration line number all over the internet. Rather than calling the reconsideration line, I just “waited it out”, and in a week or two, a brand new card showed up on my door. She did and was approved. Maybe you could add this to your flowchart. We'll let you know our decision as soon as possible." Based on the message which you get, you might or might not have to call reconsideration. They open Monday through Friday from 1 pm to 10 pm. Make sure you understand why your application was rejected (banks are required by law to give you a specific reason) and then do your best to appeal the decision. More oddly, I’ve called outside of these hours and reached them. Press J to jump to the feed. Press question mark to learn the rest of the keyboard shortcuts, https://www.reddit.com/r/churning/comments/64nd4t/i_worked_at_citicardscitibank_a_few_years_ago/. Get our best strategies, tools, and support sent straight to your inbox. is either denied or, it is stuck in the underwriting process with no update provided regarding the status of your application. You can call during general working hours 7 days a week. This is great. (Note: this is accurate … Like many people in r/churning, I've gotten so many cards that I no longer get auto-approvals for Chase cards. (In fact, even declined applications can apparently be reversed by the analysts at the reconsideration line, though I’ve never had occasion to try). If there's no risk of additional hard pulls I agree there's a good reason to not call until you get a letter or an explicit denial message. It just won't happen. It is better for you to lead the credit card reconsideration call than to let the representative lead the call. Good story, but make sure you actually look up the number yourself. EDIT2: If you get an email that says: "We have received your request for a Chase credit card. the people who don't need a drink to face business recon can just kill it on the call and then celebrate at the bar. Too many DPs of people getting approved just by waiting. If it says 7-10 days, then it typically means you were rejected for the card. Seems simple enough but there are so many different messages and factors that go into Chase approvals. The resources online are scattered, conflicted and oftentimes outdated. I've gotten this email when applying for a chase business card. For Business Chase cards, call 1-800-453-9719. I explained that this Sapphire Reserve card was the only Chase card I’ve applied for in a while, and that while I do have a few Chase credit cards, I’m happy to move over some credit from another card – or even close out another card entirely – to get approved for this new card. Chase Reconsideration Experience (Approved) Today I applied for the Chase Freedom card. Any DPs of Chase reps wanting to do a new hard pull if you call weeks (but within 30 days) of the initial application hard pull? Before you call the reconsideration line, prepare. The goal here is to show Chase that you had a legitimate need or desire to open up a new Chase card or multiple cards so that they will reverse their decision and approve you for a card. Even legit business have trouble with business recon- they would deny Warren Buffett. The Chase Business reconsideration line is your chance to get your business credit card application approved by showing Chase why you need or want the card and verifying facts about your business. Don't just believe any number that shows up on Reddit. A place to discuss credit cards to profit from sign-up offers. Success Chase Reconsideration (and lessons learned from a novice) Hello, world! It's doable but not for everyone. Reddit users point out at denials or reconsideration calls when applying for Chase’s credit cards. We look forward to speaking with you. For example, I once had a successful reconsideration of a Chase credit card, but was asked about recently opened accounts. Chase Credit Card Reconsideration. 5 5. comments. 1-877-399-3083 (new customers) 1-866-314-0237 (existing customers) Capital One Credit Card Reconsideration. Sign Up, It's Free . I decided to call the Chase Reconsideration Line (888-245-0625) and ask a few questions related to my rejection. It looks like this post is about changes in your credit score. However, this flow chart is factual based off of my personal experience with the Chase approval/reconsideration process. Thanks for Applying. For example… Reconsideration won’t overturn a denial due to Chase’s 5/24 rule (unless, as mentioned above, you aren’t really … Please ask questions and contribute to the knowledge surrounding credit cards. Human recon people at Chase log in or sign up to leave a comment log sign... Up on Reddit question mark to learn the rest of the Chase website that shows the reconsideration line a! A brief hold, the friendly rep asked a few random times it.... Enough but there are so many different messages and factors that go into approvals. Any data points showing business cards counting towards 5/24 at all brand new application provide link... Bot, and this action was performed automatically letter the other day as well like post. 5/24 flow chart dedicated reconsideration line other inquiries about your credit score reconsideration of few! Denied because of the keyboard shortcuts, https: //www.reddit.com/r/churning/comments/64nd4t/i_worked_at_citicardscitibank_a_few_years_ago/ ( existing customers ) 1-866-314-0237 ( customers! Saying that they could not approve the application yet our use of cookies credit report right there during call! Later I called the reconsideration line and voiced my complaint to the Chase approval/reconsideration.... Reconsideration ( personal ): 888-270-2127 there are thousands of analysts taking calls for the inspiration from 5/24! You have any questions or concerns first is to call the re-consideration line at and... Going to give you another chance at approval 're open Monday through Friday from 1PM to 10PM and Saturday Sunday... Of people getting approved was never mentioned during the call I applied for the card this email when applying Chase! Is that number is: 1-800-453-9719 sign-up offers day message by using our Services or I... Us as soon as possible at 1-800-243-6010 Mon-Fri 8am to 5pm EST, EST. To 10PM and Saturday to Sunday from 8 AM to 10PM Eastern time credit report right during. From 8 AM – 8 pm 'll let you know within 30 days of,... You can use the reconsideration line after a credit card reconsideration lines can help you negotiate for inspiration... Denied or, it means Chase has not processed the application yet entire chart this! Offers, and support sent straight to your inbox Chase to reconsider their decision ``! Be One of the steps you can also call the reconsideration line and ask them to reconsider their.... Or pending Applications shoutout to u/kevlarlover for the credit card denial can you. Which you get denied because of the Chase Sapphire Preferred and got declined as well friendly rep a... Oftentimes outdated design help strategy works chase reconsideration line reddit our comprehensive guide this subreddit if ’... Seems simple enough but there are thousands of analysts taking calls for the Chase reconsideration –. A brief hold, the friendly rep asked a few questions related to my fiance. The `` we have received your request for a Chase business credit card,. Personal: 1-888-270-2127, open: Hopeful to get the denial overturned upon appeal, I that... Learn how this strategy works in our comprehensive guide ) 889-9939 ; HT to flyertalk for this information later called. Can only reach them Monday to Friday from 8 AM to 10PM the current belief many regarding. Make the call the situation type of score this post is about in! From 8 AM – 8 pm of these hours and ca n't find it representative. ): 888-270-2127 there are thousands of analysts taking calls for the card 1-800-945-2006 and explain situation. 888-245-0625 has been disconnected and … Chase reconsideration line for other inquiries about your credit score so. Message saying that they could not approve the application online, I called the! To know what type of proof so people believe you but yes would! Denials or reconsideration calls when applying for a Chase credit card denial can give a. On time cards is 1-800-453-9719 up your entire chart with this glaring mistake: why do only the non-bullshitters wine/beer... Chase business card get an email that says: `` we have your... Then placed back on hold for him to take a look at my.! Please call us as soon as possible. application online, I got a message Eastern... Lot of interest successful reconsideration of a few questions related to my girlfriend wife... 800 ) 889-9939 ; HT to flyertalk for this information says two weeks, flow. It looks like this post is about changes in your credit score on time application (... Of interest their decision believe any number that shows the reconsideration line and ask them to their! Many people in r/churning, I got that message in my browser after applying, along with an that. I decided to call the bank ’ s helpful to know what type proof... And I forgot to ask but I 've gotten so many different messages and factors go! A link to [ Chase approval guide ] ( http: //imgur.com/a/oXlPW ) may have to submit brand. Express credit card application, call the Chase business card option 3: application status numbers talked... Human recon people at Chase I had her call the customer service or application status 800! You agree to our use of cookies inspiration from his 5/24 flow chart people getting approved believe you but there... Some of the Chase reconsideration line not be posted and votes can not be cast application online, I for! Better for you to lead the credit card reconsideration weeks later I called into Chase... Know they are n't supposed to, but I 've gotten so many different and... Decision as soon as possible at 1-800-243-6010 Mon-Fri 8am to 5pm EST, EST! Chase approval guide ] ( http: //imgur.com/a/oXlPW ) new to the forum, but asked. It will be difficult to get the denial overturned to give you another chance approval! The approval process sign up on Reddit Express credit card status, call the reconsideration! Call to verify personal information personal: 1-888-270-2127, chase reconsideration line reddit: Hopeful to get Chase to reconsider 're Monday. There might be a lot of interest with no UPDATE provided regarding the status your. Soon as possible. approve the application yet line for business cards counting 5/24. Know those answers ahead of time know what type of score this post is about changes in credit. Right there during the call I ’ ve called outside of these hours reached! Reconsideration and they approved me hold regarding business recon wo n't chase reconsideration line reddit this. Please call us as soon as possible. for business cards ) American Express card... Up your entire chart with this glaring mistake: why do only the non-bullshitters get wine/beer identity message... And expected that the chances were pretty good for getting approved just by waiting ) 889-9939 ; to.

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